Need Money to keep My Dream Alive

Depending on what your "dream" is have you considered trying to find a grant for it? I had an email from a guy that was looking for grants to help produce his gospel CD. He was surprised by the fact that I told him a very well known gospel artist had gotten 5 grants for his work! Though you are not specifically saying what your dream is - many people do that because they don't want their idea stolen. There are many music-related grants everywhere. It would behoove you to start looking for them. There are also a number of grants for starting up a business - now you may not think that applies to you but like I said to the guy that wanted a grant to help produce his CD - have you thought about starting a record label or a recording/production business. You can produce other stuff as well. A number of grants have to do with teaching - meaning if you can come up with some kind of meaningful music related program that you can teach children you have a good shot at getting a grant. It all depends on how you look at it.
Grant Basics 101